Revolutionary fintech that flips economics: marketing becomes redistributed investment, turning every purchase into shared value

Invest in your consumption
The principles that guide us and the future we're building
Building a global collaborative economic ecosystem where every commercial interaction becomes a source of shared value, trust, and equitable progress.
Our ultimate destination: Become a global reference model in the intelligent integration between consumption, technology, financial inclusion and positive societal impact
Reinventing the value of every purchase: transforming each act of consumption into a source of benefit, engagement and opportunity for users and businesses alike.
Up to 85%
Eliminate costly intermediaries and invest directly in consumers
Significantly
Through cashback, gamification and smart rewards
Directly
Via cashback, BFS and Discount Balance
Our mission extends beyond economic benefits to social responsibility, reducing digital inequalities and promoting inclusive entrepreneurship worldwide.
The ethical DNA that guides every decision and innovation
An economy based on clarity. Every user can see, understand and track the origin of their gains.
Innovation is our DNA. We're ahead of the market in balance structure, partnership model and technology.
We pursue excellence at all levels: design, customer service, security, performance.
We seek not only profit, but also to repair, balance and inspire positive change.
Three major challenges that 2EARN CASH solves innovatively
Companies spend massive budgets for uncertain visibility: intrusive advertising, low conversion rates, saturation of traditional channels.
Marketing budgets wasted without guaranteed ROI
Points or loyalty cards no longer have impact. Customers seek immediate and tangible benefits.
Ineffective and disengaged loyalty programs
Interests are often divergent: the seller wants to sell for more, the customer wants to pay less. This misalignment hinders trust.
Divergent interests between merchants and consumers
An innovative model that transforms problems into opportunities
Discover our innovative solution that transforms every transaction into an opportunity for value creation

Marketing cost reduction up to 85%
Enhanced user engagement
Win-win virtuous circle
Merchants, users, partners → All engaged, all rewarded
Each stakeholder benefits in a specific and measurable way
We serve investors, partners & merchants, and consumers in MENA, Africa, and globally.
The intelligent ecosystem that transforms every act of consumption into shared value creation
Cash Balance (real money), BFS (Balance For Shopping), Discount Balance (automatic discounts)
A percentage of the amount spent is automatically returned to the user
Use earnings from Learn2Earn to buy on Shop2Earn or travel with Travel2Earn
Points, badges, daily missions, challenges, paid referrals


View and manage your three balances in real-time
Choose how to allocate your payment methods
Optimize every transaction to maximize value

Eliminate expensive intermediaries and invest directly in your consumers
Cashback, gamification and rewards stimulate interaction and loyalty
Every user becomes an ambassador of your brand
Drive your sales, measure performance and adjust your campaigns
Swipe to see all columns
| Criteria | Integrated | Flexi | Payment Gateway |
|---|---|---|---|
| Product Integration | Total | Partial | None |
| 2EC-GATEWAY | Optional | ||
| Marketing Support | Complete | Yes | No |
| Payment Choice | |||
| Exclusive Benefits | All products | Selected products | None |
| Commission | Progressive All products |
Progressive Integrated only |
Fixed All products |
Major EMI & Micro EMI under SAMA supervision (Saudi Central Bank)
Signed contracts, rapid growth, successful implementation in real environments
Blockchain for traceability, AI for personalization, scalable cloud infrastructure
Presence in the Middle East (Saudi Arabia, Tunisia, Egypt), expansion to Europe

Join a proven fintech model with regulatory compliance, strong traction, and a clear path to international expansion. Your investment fuels the transformation of consumption into shared value creation.
Five interconnected sectors via specialized platforms


Training, MOOCs, live classes, certified e-learning
🎓 Transform learning into economic opportunity

General marketplace and partner shops
🛒 Convert every purchase into profit and smart loyalty

Ride-hailing, carpooling, valued deliveries
🚗 Monetize trips and reward mobile activity

Affiliated restaurant network, food tech and deliveries
ðŸ½ï¸ Offer benefits with every food order

Hotel bookings, travel, leisure and flights
âœˆï¸ Travel while generating earnings and savings
One 2EARN account, three universal balances: Cash, BFS and Discount. Pay on all platforms and receive cashback in your balances, no matter where you consume.
Liquidity Balance
Real money balance usable to pay on all 2EARN platforms and receive cashback
Balance For Shopping
Dedicated to payments on all platforms linked to 2EARN and receiving cashback
Discount Balance
Enjoy all discount opportunities on all platforms and receive cashback
Advanced technology integration ensuring transparency, personalization and security at every step
A decentralized architecture for enhanced trust and security
Every balance movement (Cash, BFS, Discount) is recorded in an immutable ledger
Blockchain strengthens the integrity of the integrated financial system
Creation of internal tokens to represent gains, benefits, or shares in collective projects
Automation of rewards, partner commitments, and community actions
AI as the engine of experience and efficiency
Offers based on purchase behavior and relevant mission suggestions
Dashboard and interface adaptation according to user preferences
Identification of inactive, indecisive or frustrated profiles for re-engagement
24/7 technical support, functional agent, customer service, intelligent CRM
A powerful combination to build a self-evolving ecosystem
AI detects suspicious behavior → Blockchain locks or alerts in real-time
AI adjusts smart contract rules based on user experience feedback
Platform learns from user habits while respecting privacy through cryptographic protocols
Interoperability with other blockchain ecosystems, crypto wallets for multi-currency transactions, and automated community growth via AI
Flywheel Marketing: a self-sustaining virtuous growth circle
Unlike the traditional tunnel model (funnel), circular marketing creates a continuous movement fueled by users themselves.

Transformation of users into active prescribers who generate viral marketing while being rewarded for their engagement.
Each transaction generates automatic redistribution according to a balanced and motivating mechanism
Direct for the user
For the prescriber
Collective loyalty
2EARN CASH operational
Concrete proof of our success
PCI-DSS
Payment security
ISO 27001
Information security
KYC/AML
Financial compliance
GDPR
Data protection
Verified and registered business credentials


Company Registration Number: 7008367265
Committed to society, environment and digital inclusion
Every user becomes an actor of change through their consumption choices. Our gain, cashback and activity tree system encourages responsible behavior.
Each useful digital action transforms into real impact. For every completed digital tree, 2EARN CASH commits to planting a real tree through partnerships with local NGOs.
Track your planted trees on your dashboard
Users are grouped into consumption communities based on affinities. Each community can trigger collective benefits: group discounts, common missions, shared goals.
Impact KPIs are published regularly on our corporate platform
Real environmental impact
From user behaviors
Trained or supported
Redistributed amount
Raising funds to accelerate expansion, integrate AI/Blockchain and launch new markets
Join us in this unique opportunity for growth and innovation
A diverse and complementary team with a shared vision
Talented professionals driving innovation across the globe
Our global reach spans across multiple continents
Detailed breakdown of our international presence
Join us in this unique entrepreneurial adventure
King Abdulaziz University
Jeddah, Saudi Arabia
Saudi Arabia, Tunisia
Egypt, France (coming soon)
Find answers to common questions about 2EARN CASH
2EARN CASH is a regulated fintech ecosystem that transforms consumption into shared value. Through our platforms (Learn2Earn, Shop2Earn, Move2Earn, Eat2Earn, Travel2Earn), users earn cashback and manage three universal balances (Cash, BFS, Discount). We redistribute marketing investment directly to consumers and partners.
We are currently in Series A funding. Interested investors can contact us via the contact form or at contact@2earn.cash. We will share our pitch deck and schedule a meeting to present the opportunity and our traction.
We offer three types of partnerships: Integrated (full product integration and marketing support), Flexi (flexible integration with optional 2EC-GATEWAY), and Payment Gateway (use our payment solution). Each has specific benefits and commission structures. See the Value section for the comparison table.
Learn2Earn, Shop2Earn, Move2Earn, Eat2Earn and Travel2Earn are our business sectors. Each sector includes platforms that offer products and services in that domain (e.g. training and certifications in Learn2Earn, e-commerce in Shop2Earn, mobility in Move2Earn). One account gives access to all sectors and their platforms; earnings can be used across them.
Yes. We are a D-U-N-S® registered company and under SAMA supervision (in progress). We operate in compliance with applicable regulations in the countries where we are present.
We are present in over 20 countries, including Saudi Arabia, Tunisia, Egypt, and we are expanding to Europe (e.g. France). Our headquarters are in Jeddah (King Abdulaziz University). See the Presence section for more details.